Band 5 NHS Pay 2026/27
Band 5 is where most registered NHS professionals start — it's the entry band for newly qualified nurses, physios, radiographers and paramedics. Pay runs from £32,073 to £39,043 in 2026/27.
Band 5 pay points and take-home — 2026/27
| Pay point | Annual salary | Take-home / month | Pension |
|---|---|---|---|
| Entry | £32,073 | £2,040.21 | 8.3% |
| Intermediate | £34,592 | £2,177.41 | 8.3% |
| Top | £39,043 | £2,380.80 | 9.8% |
Typical Band 5 roles include staff nurses, physiotherapists, radiographers, operating department practitioners, paramedics and other newly qualified registered professionals. Figures assume full-time hours, NHS Pension included, no student loan or enhancements.
Band 5 questions
How much does a Band 5 nurse take home?
At the entry point (£32,073) a Band 5 nurse takes home about £2,040 a month after NHS pension, tax and National Insurance. At the top of the band (£39,043) it's about £2,381 a month, before any unsocial hours or London weighting.
How long does it take to reach the top of Band 5?
Most staff reach the intermediate point after around 2 years and the top of Band 5 after roughly 4 years, subject to pay-progression requirements (appraisal and statutory training up to date).
What pension does a Band 5 pay?
8.3% of pay at the entry and intermediate points, rising to 9.8% at the top point, because the NHS Pension tier is set by your total pensionable pay.
Can I earn more at Band 5 without promotion?
Yes — unsocial hours enhancements (+30% Saturdays and nights, +60% Sundays and bank holidays) and HCAS London weighting can add several thousand pounds a year at the same band.